Every obligation parsed, classified by deontic type, and tied to legal citation, source text, and page. The register powers our live dashboard today. Tiered API licensing for third parties opens Q3 2026.
Covered persons shall establish and record the true identity of their customers based on official documents.
Covered persons shall not open or maintain anonymous accounts or accounts in fictitious names.
Covered persons should categorise customers into low-, normal-, and high-risk profiles based on documented criteria.
A covered person may delay execution of a suspicious transaction in coordination with the AMLC pursuant to Sec. 906(c).
The board of directors shall ensure that a sound and robust technology-risk-management framework is established and maintained.
The use of obsolete or weakened cryptographic algorithms shall not be permitted in production systems.
Cryptographic keys should be rotated at intervals commensurate with the sensitivity of the data they protect.
Covered persons shall report covered transactions exceeding the threshold to the AMLC within the prescribed reporting period.
Covered persons shall not warn or notify a customer that a suspicious transaction report has been or is being filed.
Covered persons shall retain all transaction records and customer identification documents for at least five (5) years.
Covered persons shall establish and record the true identity of their customers based on official documents.
Covered persons shall not open or maintain anonymous accounts or accounts in fictitious names.
Covered persons should categorise customers into low-, normal-, and high-risk profiles based on documented criteria.
A covered person may delay execution of a suspicious transaction in coordination with the AMLC pursuant to Sec. 906(c).
The board of directors shall ensure that a sound and robust technology-risk-management framework is established and maintained.
The use of obsolete or weakened cryptographic algorithms shall not be permitted in production systems.
Cryptographic keys should be rotated at intervals commensurate with the sensitivity of the data they protect.
Covered persons shall report covered transactions exceeding the threshold to the AMLC within the prescribed reporting period.
Covered persons shall not warn or notify a customer that a suspicious transaction report has been or is being filed.
Covered persons shall retain all transaction records and customer identification documents for at least five (5) years.
The Data Model
Each tier inherits everything below it and adds a layer of structure. License the depth your systems need, from raw extracts to drafted policy.
The atomic record. One row per obligation, traceable to source.
Fields
The obligation in its document context, with the section hierarchy and cross-references.
Adds
Obligations grouped by domain and mapped to control frameworks.
Adds
Ready-to-adopt policy wording at obligation and group level. Full drafted policies where applicable.
Adds
Audit-Grade by Construction
Extraction is verbatim and deterministic, not summarized. Every record in the dataset includes the evidence a compliance team and an auditor need to trust it without re-reading the source regulation.
Verbatim Text
Exact obligation wording as published, never paraphrased.
Legal Citation and Page
Section, clause, and page number for direct lookup.
Source Screenshot
Image of the page with the obligation text highlighted by bounding box.
Extraction Timestamp
ISO timestamp of when the obligation was extracted from source, for audit trail and version control.
Licensing
Coming Q3 2026Annual API subscription per regulation, or a discounted bundle across all three. API licensing opens Q3 2026. Starting figures in USD are indicative and set per counterparty at contract.
Verbatim text, citation, page, regulation id.
API + CSV
Single Regulation
Multiple Regulations
Adds document context and cross-references.
API + CSV
Single Regulation
Multiple Regulations
Grouped by domain, framework-mapped.
API + CSV
Single Regulation
Multiple Regulations
Ready-to-implement policy language. Living content.
API
Single Regulation
Multiple Regulations
| Tier | Delivery | Single Regulation | Multiple Regulations |
|---|---|---|---|
Canonical ExtractT01 Verbatim text, citation, page, regulation id. | API + CSV | Starting from$8,000/ yr | Starting from$18,000/ yr |
Contextual SetT02 Adds document context and cross-references. | API + CSV | Starting from$15,000/ yr | Starting from$35,000/ yr |
Policy Group BundlesT03 Grouped by domain, framework-mapped. | API + CSV | Starting from$25,000/ yr | Starting from$55,000/ yr |
AI Policy StatementsT04Premium Ready-to-implement policy language. Living content. | API | Starting from$45,000/ yr | Starting from$100,000/ yr |
Enterprise and OEM Embedding
Embed the obligation layer in your own platform under a flat annual license or revenue share.
One-time data pulls available for Tiers 01 to 03. Update cadence set by SLA.
Delivery
REST API, JSON Native
Query obligations by regulation, policy group, or citation. Stable identifiers across versions.
CSV Flat Files
Bulk delivery for warehouses and pipelines that prefer tabular ingestion.
Versioned and Timestamped
Every record is version-tagged. Amendment and supersession tracked where the regulator publishes it.
Representative excerpt. Full obligation records include additional fields.
{
"obligation_id": "BSP.MORB.PartIX.2023.Sec903.OBL1",
"obligation_group_id": "BSP.MORB.PartIX.2023.Sec903.OBL.GRP.01",
"deontic": "OBLIGATION",
"parsed_requirement": {
"modal": "SHALL",
"modal_strength": "mandatory",
"deontic_category": "obligation",
"matched_keyword": "shall",
"is_negative": false
},
"obligation_type": "process",
"covered_person_scope": ["all"],
"is_criminal_offense": true,
"verbatim_text": "Covered persons shall establish and record the true identity of their customers based on official documents.",
"source": {
"jurisdiction": "Philippines",
"regulator": "Bangko Sentral ng Pilipinas (BSP)",
"document_title": "Manual of Regulations for Banks",
"document_version": "2023",
"framework": "MORB",
"section_number": "903",
"section_title": "Customer Identification",
"legal_citation": "MORB, Sec. 903, p. 412 (2023 ed.)",
"page_number": 412,
"page_start": 412,
"page_end": 412,
"extraction_timestamp": "2026-06-17T10:05:38.073911+00:00",
"ocr_confidence": 0.99
},
"last_updated": "2026-06-17T10:05:38.073911+00:00"
}
…Register Interest
Coming Q3 2026API licensing opens Q3 2026. Register now and we will reach out to discuss tiers, coverage, and indicative pricing for your use case.
We Reach Out
A member of the team will contact you within two business days to discuss your use case.
Scope and Tiers
We walk through coverage, delivery options, and indicative pricing for your needs.
Early Access
Priority notification and onboarding when API licensing opens in Q3 2026.